YOUR FINANCIAL FREEDOM STARTS HERE

A Design Thinking Approach to Investing & Early retirement.

ESPECIALLY Impactful For Gen Z and Millennials Looking to Secure Their Future and Plan for Early Retirement...

ONLINE COURSE:
​Design your plan b

10 hours of focused, no-fluff lessons (12 months access) + practical tools and templates to help you implement

turn your Free SIMULATOR scenarios into a desirable, viable, and feasible freedom plan you can actually stand behind.

Learn what’s behind the numbers

In the 'Plan B Builder' Program, you'll gain access to a comprehensive self-paced online course designed to evaluate your financial health, analyze your investment portfolio, understand the key factors influencing your financial trajectory, and develop a structured retirement plan backed by proven frameworks and actionable strategies.

"No fluff — just practical lessons that I should have learned at School - now I can actually implement."

MAURICE TRINDADE,
FASHION ENTREPRENEUR, MUNICH

stars png

"The course finally explained the ‘why’ behind the simulator numbers. I now trust my scenarios and know what to do next."

MARTIN STONARD,
VIDEOGRAPHER, MUNICH

stars png

"I’ve watched a lot of finance content — this is different. It helped me connect assets, risk, and strategy to my actual Freedom Age."

DAVIS LEES,
BOTTLE BOOKS, PORTO

stars png

Plan B Online Course

Save 10-15 Years on Your Retirement Age!

Alumni of the Design Your Plan B Online Course are on track to save an average 10-15 years on their planned retirement age. They are prototyping their future first, then funding it!

  • ​Your instructor has guided over 2,000 professionals
  • Your instructor has experimented for 5 years with early retirement
  • Reduce stress & gain clarity to retire earlier & wealthier or just to get on track
  • Become your own free & probably better Advisor with clarity and confidence
  • 12 months access
  • Designed for uncertainty - built for freedom
pexels-pixabay-247786_.jpg

Li'er Wong, Founder & Executive Coach, Singapore
The Plan B course provided exactly the structure I needed. The self-paced modules and calculation tools made it possible to systematically audit my financial situation—from assets and cash flow to longer-term projections. Going through each tool step by step helped me move from uncertainty to clarity about where I stood financially.

WHY EDUCATE YOURSELF WITH THIS COURSE?

take control of your money.

When you know your numbers and your plan, you stop guessing and start making confident decisions.

  

icon1.png

Become Your Own Advisor​

No one will manage your future with the same urgency and care as you will.

  

icon2.png

Educate Yourself First

A little financial literacy lets you spot bad advice, avoid costly mistakes, and choose smarter strategies.

  

icon3.png

Don't Let 'Safe' Make You Poor

Keeping money idle may feel secure, but inflation quietly erodes your purchasing power every year.

Access for 12 months together with the Plan B Pro Simulator

what's in the Plan B ONLINE Course?

Moment of Truth

Defining Your Goal

Nest Egg Dynamics

Relationship to Money and Risk

Understanding My Personality

Spending over Lifecycle

Current Trajectory

Portfolio Allocation

Investment Returns

Assets & Strategies

Tax Rates

Other Income

Managing Volatility

Inflation Assumptions

The 8 Levers

Spending Tool

Strategy Tool

Future Updates

The Online Course guides you through a step by step process to experiment with the Pro Simulator, learn what's behind the numbers and variables so you can confidently develop a realistic Plan that works for you!

START IMMEDIATELY. BUILD CONFIDENCE.

FOLLOW A STEP BY STEP PROCESS TO LAUNCH YOUR ULTIMATE INVESTING & RETIREMENT PLAN 

Interactive Retirement Calculator tool interface, stock photo portrait

The Analysis

A Transformational Program to apply innovative thinking to investing and life design

  • Analyse your current financial situation and your retirement trajectory
  • Learn about the actions you can take
  • Different Asset classes of investment that suits you (18 assets. 50 strategies)
  • Identify personal leverage points that accelerates your time to freedom
  • A clear, adaptive, realistic overview of your personal financial system that works  
Investment Strategy Guide for young adults, stock photo portrait

The Solution

You build and transform you financial trajectory

  • Define Freedom - Discover what freedom truly means to you
  • Diagnose Plan A – Identify the limits of your current system
  • Design Plan B – Prototype new pathways toward freedom
  • Develop Portfolio B – Build a resilient, personalized investment structure
  • Deploy & Evolve – Stay on course with adaptive decision-making
Debt Management Workbook with budget templates, stock photo portrait

The Transformation

Walk-away with an achievable and applicable plan 

  • Bring financial freedom up to 35 years earlier
  • Improve diversification whilst increasing total return
  • Gain a lifelong framework for independent wealth creation
  • Shift from stress to clarity and confidence around money
  • Increase likelihood of 10–50X greater lifetime wealth
  • Enter a shorter work week to allocate more time to family & hobbies

Includes the Plan B
pro Simulator

Go from the Free to the Pro Simulator: built around your life - not averages!

Main-BrookeCastillo-Mockup-min png

WHAT YOU CAN DO

FREE

PRO

Get your freedom age + gap

Sync on multiple devices

Apply 'close the gap' strategies

2 strategies

12 strategies

set your freedom age

default 68

any age

save & compare scenarios

up to 20

export pdf report

unlimited

future self ai visuals

2

up to 20

save & compare scenarios

up to 20

adjust inflation rate

default 2.5%

any rate

Model income & contribution changes over time

basic

advanced (one-off + periodic + gradual) 

Post-retirement growth rate (more realistic withdrawals)

Same as pre-retirement

Separate custom rate

Add COLA to pension (inflation-linked increases)

Set your plan end age + legacy goal

defaults

custom

tax rate calculations

basic guesstimate

advanced support

"I came for education and left with confidence. Now I can run future scenarios without second-guessing."

WEN XIN SEOW,
FREELANCER, KUALA LUMPUR

stars png

"I stopped guessing and started making decisions. The course gave me a framework I can use for life."

AYUMI KOBO,
PANASONIC - MUNICH

stars png

"This was the missing link between a calculator and a real strategy. Clear, structured, and actionable."

BJÖRN ÜHSS,
ENTREPRENEUR - BARCELONA

stars png

HOW THE PLAN B ONLINE COURSE WORKS

Watch the Walk through Video By Jan to understand exactly how the Online Course takes you from snap shot scenario to a desirable, viable, and feasible freedom plan you can actually stand behind. 

"The biggest value: it showed me which levers matter most. I’m already seeing progress toward my freedom timeline."

KRISTINA HADRELL,
CONSULTANT, ENGLAND

stars png

"After this course, my partner and I had the best money conversation we’ve ever had — because we were looking at the same plan."

MARCUS BEUTIN,
MAN AG - MUNICH

stars png

"It simplified complex investing concepts into steps a normal person can follow. I would recommend to anyone!"

URS ROTHMAYR,
INVESTOR - BARCELONA

stars png

Is this you?

I would like to invite you to take this journey with me, to finally crunch and sanity check your own numbers, and to experiment new alternative trajectories towards your financial freedom goals. 

Career Driven Individuals & Entrepreneurs Seeking Responsible Finances.

Mid-Income Earners Who Have Neglected Investing & Retirement Planning.

Young Couples & Families Planning Their Future Together.

Financial Independence Retire Early (FIRE) Enthusiasts Wanting More Freedom.

We invite YOU to join us on this transformative journey to discover your potential for financial freedom and early retirement.

Beginner Investors or Recent Graduates Seeking Alternative Strategies For Higher Returns.​

YOUR INSTRUCTOR

It took me 10 years and cost me a few million USD to learn what I share in the Design Your Plan B Online Course

Jan Kennedy

Plan B Founder - ex accelerator designer for million $ business plans

Jan has transformed over 2,000 professionals on their business planning journey, and is now doing the same for financial freedom, without a CFA or CPA!

He's read all the books, listened to the podcasts, joined the investing groups, sold his business, experimented for 5 years with early retirement, made all the mistakes with his own money, so may be just may be he has some nuggets to learn from!

Jan is 43, lives in Malaysia and Germany with his family of 3 kids.

what You Are Getting

E-Learning Course (12 months) + Updates 

($499 Value)

Pro Simulator Tool (12 months) + Updates

($199 Value)

Strategy Tool (12 months) + Updates 

($399 Value)

Planning Tool (12 months) + Updates 

($299 Value)

Spending Tool (12 months) + Updates 

($99 Value)

Total Value: US$1,534

Today's Price:

US$399

STILL GOT QUESTIONS? WE GOT YOU!

Frequently Asked Questions

6) What if my situation is complex (property, business income, kids, moving countries)?

That’s exactly what the Pro simulator is built for—running scenarios around real life. The course helps you model complexity properly and choose assumptions with more confidence.

 7) What if I get stuck or have questions?

You’ll have guidance inside the course, and you can reach out to support. If you want faster clarity, the 60-min Strategy Call is the best next step.

If you have more questions, email us at contact@planbinvesting.me 

 1) What exactly do I get with the Online Course + Pro Simulator?

You get 12 months access to the Plan B Online Course (10 hours of lessons, plus tools/templates) and 12 months of Pro Simulator access. The course teaches the “why” behind the simulator, and Pro lets you keep running scenarios you can trust. Only Pro Simulator renews for $199 after one year unless cancelled or you upgraded to another package.

 2) Who is this for?

It’s for working professionals who want clarity and control over their retirement trajectory—especially if you’ve used calculators before but still feel unsure what to do next. If you want to understand the levers, build confidence, and turn your numbers into an actionable plan, this is for you.

 3) How long does it take to complete?

The course is ~10 hours, designed in short, practical lessons. Many people complete it over 5-10 days or 2–4 weeks, but you have 12 months, so you can go at your own pace and revisit modules when life changes. It will be updated periodically.

 4) Do I need investing experience?

No. The course starts with fundamentals and builds step-by-step. If you’re already experienced, you’ll still benefit because it helps you pressure-test assumptions, compare strategies, and build a plan you can actually stick with.

 5) What will I be able to do by the end?

You’ll be able to:

- understand your Freedom Age and what drives it
- use various levers to improve your trajectory
- compare asset classes and strategy options in a structured way
- run Pro scenarios confidently (and update them over time)
- ​turn your best scenario into a simple next-step action plan

About Plan B

Plan B is a simulator + education + mentoring program created by Jan Kennedy, an accelerator designer and entrepreneurship educator who has helped over 2,000 people build and validate new future plans, leveraging design thinking methodology.
Plan B combines the Freedom Simulator (Free + Pro) to calculate your Freedom Age and test scenarios, an online course or masterclass to learn what’s behind the numbers, and an alumni community with ongoing mentoring for accountability and implementation support.
​The result: participants gain clarity, confidence, and a practical plan — often bringing their timeline forward by 10–15 years. More info: planbinvesting.me

Plan B by InspiraX International Sdn Bhd © 2026. All Rights Reserved. 
The Content is for informational and educational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by us or any third party service provider to buy or sell any securities or other financial instruments.