YOUR FINANCIAL FREEDOM STARTS HERE

A Design Thinking Approach to Investing & Early retirement.

GO FROM SNAPSHOT TO SUPER ACCURATE SCENARIOS

dial it in

Tweak your calculations with 15 further assumptions and custom options that directly impact your Freedom Age. The Pro Simulator becomes an "in-your-pocket" sandbox to keep running unlimited iterations and update scenarios as life progresses.

  • ​What if we buy or sell a property?
  • What if I start a business?
  • What if I drop to a 3 day work week?
  • What if I invest differently at retirement?
  • What if we inherit $$ at age X?

Why Should You Get The Pro Freedom Simulator?

TEST ACCURATE SCENARIOS AND CLOSE THE GAP FASTER!

WHAT YOU CAN DO

FREE

PRO

Get your freedom age + gap

Sync on multiple devices

Apply 'close the gap' strategies

2 strategies

12 strategies

set your freedom age

default 68

any age

save & compare scenarios

up to 20

export pdf report

unlimited

future self ai visuals

2

up to 20

save & compare scenarios

up to 20

adjust inflation rate

default 2.5%

any rate

Model income & contribution changes over time

basic

advanced (one-off + periodic + gradual) 

Post-retirement growth rate (more realistic withdrawals)

Same as pre-retirement

Separate custom rate

Add COLA to pension (inflation-linked increases)

Set your plan end age + legacy goal

defaults

custom

tax rate calculations

basic guesstimate

advanced support

Compare unlimited simulations, download & share reports, play with more assumptions and more instant Close the Gap options!

EXPERIMENT WITH ACCURACY TO FIND YOUR IDEAL SCENARIO

CUSTOMER TESTIMONIALS

What others are saying about THE PLAN B PRO SIMULATOR

"with pro I'm saving 14 YEARS"

I knew I needed to do something but I hadn't realised I was on track to retire at 78. Over the past few weeks, the Pro Simulator has helped me reduce this to 64 so far.

- TOM LEMON, SCHOOL TEACHER - KUALA LUMPUR

"FREE AT 47 BUT NEED TO DIVERSIFY"

The Pro Simulator has given me an accurate prediction for when I can retire early and more importantly highlighted some (unnecessary) risks I need to avoid.

- JESSICA CHAN, SMALL BUSINESS OWNER - PERTH

"LIFE CHANGES BUT I STAY ON TRACK"

As an Expat in Amsterdam with assets in the UK and moving to Singapore next, I like to update my simulations when and as life progresses so that my family are on track for our freedom goal. 

- BARBARA CALLICOTT, AREA DIRECTOR - AMSTERDAM

"Should we sell the house?"

I wasn’t sure if we should try to sell our house and rent instead. We were able to test different scenarios and found a path with a realistic shot at our freedom goal.

- MATT KNIGHT - MARKETING MANAGER - LONDON

VISUALISE YOUR FUTURE SELF AT FREEDOM AGE

12 ONE-CLICK "CLOSE THE GAP" OPTIONS

UPGRADE TO PRO

if you want to:

Test Life Scenarios 

Adjust contributions, withdrawals, other Incomes and growth strategies.

Close The Gap

Click a button to see exactly what you need to do to reach your personal freedom goal - compare 12 different strategies!

Export PDF Scenarios

Share and discuss with your partner, family, close friends and advisors for more alignment & better decisions.​

Customise the Defaults

Set custom retirement age, inflation, cash buffer, legacy goals to perfectly reflect your life!​

HERE'S WHAT YOU GET:

Use the Plan B Pro Simulator as a decision support tool to help navigate life's changing circumstances and financial decisions.

  • ​Annual Subscription (12 months): Unlimited use for 1 year.
  • Instant Access: To all Pro features after payment and account registration
  • New Updates and FeaturesThe simulator will always get better!
  • Special Offers: Receive offers for future educational resources

STILL GOT QUESTIONS? WE GOT YOU!

Frequently Asked Questions

 1) What do I get with Pro?

Pro unlocks the advanced simulator features: save & compare scenarios, more “close the gap” options, custom assumptions (inflation, planning horizon, cash buffer), post-retirement return settings, income/contribution variations, and exportable reports—so you can build scenarios you actually trust.

 2) What's the difference between Free and Pro?

Free gives you a fast snapshot: your Freedom Age + whether you’re on track. Pro is for planning and iteration: deeper variables, more realistic “what-if” scenarios, saved comparisons, and tools to refine your plan as life changes..

3) Is Pro a one-time payment or subscription?

Pro is $199 for 12 months. It renews annually so you get continued access and ongoing scenario check-ins.

 4) Can I cancel anytime?

Yes—you can cancel renewal anytime. Your Pro access remains active until the end of your 12-month period.

 5) Can I upgrade later to the course or a strategy call??

Yes. Many users start with Pro, then add the Online Course for deeper understanding, or book a 90-min Strategy Call to pressure-test their plan. At checkout you will be offered some bundles and we'll email you them also so you can take advantage when it suits you.  

 6) Does Pro give me investment advice?

No. Pro is a simulation and education tool to help you explore scenarios and trade-offs. It doesn’t provide personalised investment advice or guarantee outcomes.

 7) How realistic are the projections?

Pro becomes realistic when you use realistic inputs. It lets you adjust the key variables that matter (returns, inflation, taxes, spending, income, timing) and stress-test scenarios. It’s designed to help you make better decisions—not to predict the future perfectly.

If you have more questions, email us at contact@planbinvesting.me 

This Is Going To Be, HANDS-DOWN, One Of The Best and Most Accurately Designed Retirement Calculator or Simulator you can use over and over again to reassess, restructure and replan your financial plans.

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Summary

Total
  • Unlock 11 levers to simulator various life scenarios
  • PDF reports for periodic comparison
  • Immediate result display
  • High accuracy analysis and projections
  • Precise overview of current financial health and future trajectory
  • 20 Iterations on scenarios and outcomes

About Plan B

Plan B was created by Jan Kennedy, an accelerator program designer & educator for innovation and entrepreneurship transforming over 2000 individuals in their pursuit of new business plans. The Plan B course & mentoring guides participants via a series of design thinking steps to further test, optimise and build their ultimate investment and retirement plan - filling educational gaps along the way. As a result participants are saving an average of 10-15 years on their current trajectory. More info can be found at: planbinvesting.me 

Plan B by InspiraX International Sdn Bhd© 2026. All Rights Reserved.
The Content is for informational and educational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by us or any third party service provider to buy or sell any securities or other financial instruments.